How to Use Paypal

Step 1. Sign up for a PayPal account (see Resources below). Choose your account type: a Personal Account allows you to shop online and pay quickly, use a credit card without exposing your credit card number and send money to people free of charge; a Premier Account for casual online sellers allows you to accept credit card and other payment types for a low fee as well as sell items all over the Internet; a Business Account is ideal for business owners who do a lot of online transactions and need a merchant account and the ability to do business under their own business name.
Step 2. Add your bank account information or link your credit card to your PayPal. This makes it easier for you to pay if you want to send money to someone or make a purchase online using your PayPal account.
Step 3.Choose whom to pay. Select PayPal when checking out online at stores worldwide. You can also send money to just about anyone with an e-mail account. They can use their e-mail account to sign up for a free PayPal account and receive money.
Step 4.Decide how to pay. You can pay directly from your PayPal account or your linked bank account. You can also just charge it to your credit card but by using PayPal, it keeps your card number from being seen by the other person.
Step 5.Confirm payment. Once you've made a payment, make sure to check your remaining balance to confirm. PayPal also lists your recent transactions, but they may not show up immediately so it's good to also look at your balance to ensure your payment has been sent or you've received money.
Step 6.Receive receipt. PayPal usually sends a receipt to your e-mail address as confirmation. It's good to save this information because it will contain the transaction number, the type of transaction. This receipt can be used as proof of the transaction in case it is needed.